Not sure why, but Allstate has always just made the insurance check out to me for home insurance items. The vehicles they always put the bank which has been a pain in the past. Last time was a big debacle. My wife decided she wanted to get rid of the Honda Pilot because it was too small and go back to a Sequoia after it got hail damaged. We traded it in and then when we went to deposit the check the bank wouldn't take it because we no longer had the Pilot and they were no longer the lien holder. Called allstate and they couldn't understand why the bank wouldn't cash the check since they showed they had been the lien holder and it had been paid off. Took a lot of calls and faxing to get the money.